C+

Knoxville, TN

Source:

Affordability Score: 60/100

Population: 391,389 · 18 ZIP codes

The affordability dashboard for Knoxville, TN aggregates Census ACS 5-Year Estimates across 18 ZIP codes covering 391,389 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $77,482, median home value of $336,068, median rent of $1,339 per month, and 41.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,471 per month (studio $1,177, 1BR $1,184, 3BR $1,864, 4BR $2,172). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 3.6% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,482
Median household income
Education B
41.7%
Bachelor's degree or higher
Housing F
4.3x
Home value $336,068 vs income
Commute B-
22 min
Average commute time
Rent B
$1,471/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,007/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$77,482
▲ 25% vs national
Per Capita Income
$43,483
Unemployment Rate
3.6%
Poverty Rate
13.9%

Housing

Median Home Value
$336,068
▲ 22% vs national
Median Rent
$1,339/mo
Owner Occupied
63.3%
2BR Fair Market Rent
$1,471/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,177
1BR
$1,184
2BR
$1,471
3BR
$1,864
4BR
$2,172

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.7%
▲ 12 ppt vs national
High School+
65.5%
Median Age
37.9
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
14% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Knoxville, TN receives an overall affordability grade of C+ (60/100), aggregated from 18 ZIP codes with a total population of 391,389. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Knoxville ZIP Codes
View all 18 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Knoxville, TN affordable?
Knoxville, TN receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,482. Median home value is $336,068.
What is the cost of living in Knoxville?
Key cost metrics: Median rent $1,339/mo. 2BR fair market rent $1,471/mo. Infant childcare $11,007/yr. Median home value $336,068.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →