D

Lakeport, CA

Source:

Affordability Score: 44/100

Population: 11,256 · 1 ZIP codes

The affordability dashboard for Lakeport, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,256 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $71,419, median home value of $403,300, median rent of $1,264 per month, and 20.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,549 per month (studio $1,173, 1BR $1,181, 3BR $2,154, 4BR $2,599). Department of Labor data lists infant center-based childcare at $13,594 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 7.2% and poverty 15.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,419
Median household income
Education F
20.9%
Bachelor's degree or higher
Housing F
5.6x
Home value $403,300 vs income
Commute C-
25 min
Average commute time
Rent C+
$1,549/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,594/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$71,419
▲ 15% vs national
Per Capita Income
$40,820
Unemployment Rate
7.2%
Poverty Rate
15.0%

Housing

Median Home Value
$403,300
▲ 47% vs national
Median Rent
$1,264/mo
Owner Occupied
78.2%
2BR Fair Market Rent
$1,549/mo
▲ 29% vs national

Fair Market Rents by Bedroom

Studio
$1,173
1BR
$1,181
2BR
$1,549
3BR
$2,154
4BR
$2,599

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.9%
▼ 9 ppt vs national
High School+
53.2%
Median Age
42.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$13,594/yr
19% of income
Toddler (Center)
$10,200/yr
Preschool (Center)
$8,446/yr
School-Age (Center)
$4,031/yr

What This Means

Lakeport, CA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 11,256. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lakeport, CA affordable?
Lakeport, CA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,419. Median home value is $403,300.
What is the cost of living in Lakeport?
Key cost metrics: Median rent $1,264/mo. 2BR fair market rent $1,549/mo. Infant childcare $13,594/yr. Median home value $403,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →