F

Lancaster, CA

Source:

Affordability Score: 38/100

Population: 182,305 · 3 ZIP codes

The affordability dashboard for Lancaster, CA aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 182,305 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $82,743, median home value of $439,384, median rent of $1,811 per month, and 19.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,601 per month (studio $1,863, 1BR $2,085, 3BR $3,298, 4BR $3,672). Department of Labor data lists infant center-based childcare at $13,363 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent. Unemployment currently reads 7.6% and poverty 15.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,743
Median household income
Education F
19.6%
Bachelor's degree or higher
Housing F
5.3x
Home value $439,384 vs income
Commute F
32 min
Average commute time
Rent F
$2,601/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,363/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$82,743
▲ 33% vs national
Per Capita Income
$31,845
Unemployment Rate
7.6%
Poverty Rate
15.4%

Housing

Median Home Value
$439,384
▲ 60% vs national
Median Rent
$1,811/mo
Owner Occupied
62.3%
2BR Fair Market Rent
$2,601/mo
▲ 117% vs national

Fair Market Rents by Bedroom

Studio
$1,863
1BR
$2,085
2BR
$2,601
3BR
$3,298
4BR
$3,672

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.6%
▼ 10 ppt vs national
High School+
48.7%
Median Age
34.6
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$13,363/yr
16% of income
Toddler (Center)
$11,480/yr
Preschool (Center)
$11,699/yr
School-Age (Center)
$10,326/yr

What This Means

Lancaster, CA receives an overall affordability grade of F (38/100), aggregated from 3 ZIP codes with a total population of 182,305. Challenges include education and housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lancaster ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lancaster, CA affordable?
Lancaster, CA receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,743. Median home value is $439,384.
What is the cost of living in Lancaster?
Key cost metrics: Median rent $1,811/mo. 2BR fair market rent $2,601/mo. Infant childcare $13,363/yr. Median home value $439,384.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →