C+

Lancaster, VA

Source:

Affordability Score: 62/100

Population: 4,334 · 1 ZIP codes

The affordability dashboard for Lancaster, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,334 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $74,051, median home value of $272,000, median rent of $1,094 per month, and 35.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,052 per month (studio $857, 1BR $862, 3BR $1,463, 4BR $1,765). Department of Labor data lists infant center-based childcare at $10,905 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lancaster, VA include rent. Unemployment currently reads 18.9% and poverty 8.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,051
Median household income
Education C+
35.6%
Bachelor's degree or higher
Housing D
3.7x
Home value $272,000 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,052/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,905/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$74,051
▲ 19% vs national
Per Capita Income
$40,656
Unemployment Rate
18.9%
Poverty Rate
8.4%

Housing

Median Home Value
$272,000
▼ 1% vs national
Median Rent
$1,094/mo
Owner Occupied
90.2%
2BR Fair Market Rent
$1,052/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$857
1BR
$862
2BR
$1,052
3BR
$1,463
4BR
$1,765

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.6%
▲ 6 ppt vs national
High School+
64.2%
Median Age
53.2
Avg. Commute

Childcare Costs

Infant (Center)
$10,905/yr
15% of income
Toddler (Center)
$8,293/yr
Preschool (Center)
$7,618/yr
School-Age (Center)
$7,389/yr

What This Means

Lancaster, VA receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 4,334. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Lancaster, VA affordable?
Lancaster, VA receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,051. Median home value is $272,000.
What is the cost of living in Lancaster?
Key cost metrics: Median rent $1,094/mo. 2BR fair market rent $1,052/mo. Infant childcare $10,905/yr. Median home value $272,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →