Lares, PR

The affordability dashboard for Lares, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 29,744 residents, then layers in county-level federal data to produce an overall grade of F (22/100). The headline inputs are median household income of $18,778, median home value of $105,300, median rent of $510 per month, and 21.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $519 per month (studio $450, 1BR $453, 3BR $632, 4BR $713).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute. Unemployment currently reads 13.4% and poverty 55.7% — numbers worth keeping alongside the headline grade.