C

Latonia, KY

Source:

Affordability Score: 59/100

Population: 20,864 · 1 ZIP codes

The affordability dashboard for Latonia, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,864 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $65,683, median home value of $187,700, median rent of $934 per month, and 29.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $10,342 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 3.2% and poverty 17.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,683
Median household income
Education D
29.3%
Bachelor's degree or higher
Housing B
2.9x
Home value $187,700 vs income
Commute C
24 min
Average commute time
Rent B-
$1,353/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,342/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$65,683
▲ 6% vs national
Per Capita Income
$37,123
Unemployment Rate
3.2%
Poverty Rate
17.1%

Housing

Median Home Value
$187,700
▼ 32% vs national
Median Rent
$934/mo
Owner Occupied
74.4%
2BR Fair Market Rent
$1,353/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$958
1BR
$1,051
2BR
$1,353
3BR
$1,785
4BR
$1,976

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.3%
▼ 1 ppt vs national
High School+
63.3%
Median Age
38.9
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$10,342/yr
16% of income
Toddler (Center)
$8,834/yr
Preschool (Center)
$8,834/yr
School-Age (Center)
$8,879/yr

What This Means

Latonia, KY receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 20,864. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Latonia, KY affordable?
Latonia, KY receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,683. Median home value is $187,700.
What is the cost of living in Latonia?
Key cost metrics: Median rent $934/mo. 2BR fair market rent $1,353/mo. Infant childcare $10,342/yr. Median home value $187,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →