D

Laurel, DE

Source:

Affordability Score: 47/100

Population: 15,500 · 1 ZIP codes

The affordability dashboard for Laurel, DE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,500 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $65,603, median home value of $259,500, median rent of $1,041 per month, and 15.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,399 per month (studio $1,059, 1BR $1,066, 3BR $1,757, 4BR $2,172). Department of Labor data lists infant center-based childcare at $9,471 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 5.2% and poverty 15.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,603
Median household income
Education F
15.1%
Bachelor's degree or higher
Housing F
4.0x
Home value $259,500 vs income
Commute D
28 min
Average commute time
Rent C+
$1,399/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,471/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$65,603
▲ 6% vs national
Per Capita Income
$31,443
Unemployment Rate
5.2%
Poverty Rate
15.0%

Housing

Median Home Value
$259,500
▼ 6% vs national
Median Rent
$1,041/mo
Owner Occupied
67.6%
2BR Fair Market Rent
$1,399/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,059
1BR
$1,066
2BR
$1,399
3BR
$1,757
4BR
$2,172

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.1%
▼ 15 ppt vs national
High School+
56.2%
Median Age
37.8
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$9,471/yr
14% of income
Toddler (Center)
$7,230/yr
Preschool (Center)
$7,519/yr
School-Age (Center)
$5,784/yr

What This Means

Laurel, DE receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 15,500. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Laurel, DE affordable?
Laurel, DE receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,603. Median home value is $259,500.
What is the cost of living in Laurel?
Key cost metrics: Median rent $1,041/mo. 2BR fair market rent $1,399/mo. Infant childcare $9,471/yr. Median home value $259,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →