C

Laurel Springs, NC

Source:

Affordability Score: 55/100

Population: 1,494 · 1 ZIP codes

The affordability dashboard for Laurel Springs, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,494 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $52,798, median home value of $222,400, median rent of $859 per month, and 41.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $978 per month (studio $740, 1BR $745, 3BR $1,173, 4BR $1,470). Department of Labor data lists infant center-based childcare at $5,692 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.0% and poverty 19.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,798
Median household income
Education B
41.3%
Bachelor's degree or higher
Housing F
4.2x
Home value $222,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$978/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$5,692/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$52,798
▼ 15% vs national
Per Capita Income
$35,898
Unemployment Rate
2.0%
Poverty Rate
19.2%

Housing

Median Home Value
$222,400
▼ 19% vs national
Median Rent
$859/mo
Owner Occupied
71.7%
2BR Fair Market Rent
$978/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$740
1BR
$745
2BR
$978
3BR
$1,173
4BR
$1,470

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.3%
▲ 11 ppt vs national
High School+
61.5%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$5,692/yr
11% of income
Toddler (Center)
$5,662/yr
Preschool (Center)
$5,662/yr
School-Age (Center)
$3,068/yr

What This Means

Laurel Springs, NC receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,494. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Laurel Springs, NC affordable?
Laurel Springs, NC receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,798. Median home value is $222,400.
What is the cost of living in Laurel Springs?
Key cost metrics: Median rent $859/mo. 2BR fair market rent $978/mo. Infant childcare $5,692/yr. Median home value $222,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →