C+

Lawrenceburg, KY

Source:

Affordability Score: 62/100

Population: 21,125 · 1 ZIP codes

The affordability dashboard for Lawrenceburg, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 21,125 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $74,408, median home value of $224,500, median rent of $926 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,042 per month (studio $745, 1BR $951, 3BR $1,323, 4BR $1,454). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lawrenceburg, KY include rent. Pressure points are commute. Unemployment currently reads 2.2% and poverty 11.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,408
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing B-
3.0x
Home value $224,500 vs income
Commute F
31 min
Average commute time
Rent A
$1,042/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,868/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$74,408
▲ 20% vs national
Per Capita Income
$35,657
Unemployment Rate
2.2%
Poverty Rate
11.5%

Housing

Median Home Value
$224,500
▼ 18% vs national
Median Rent
$926/mo
Owner Occupied
77.4%
2BR Fair Market Rent
$1,042/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$745
1BR
$951
2BR
$1,042
3BR
$1,323
4BR
$1,454

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
58.6%
Median Age
41.6
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
11% of income
Toddler (Center)
$6,858/yr
Preschool (Center)
$6,858/yr
School-Age (Center)
$6,218/yr

What This Means

Lawrenceburg, KY receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 21,125. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Lawrenceburg, KY affordable?
Lawrenceburg, KY receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,408. Median home value is $224,500.
What is the cost of living in Lawrenceburg?
Key cost metrics: Median rent $926/mo. 2BR fair market rent $1,042/mo. Infant childcare $7,868/yr. Median home value $224,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →