D

Liberty, MS

Source:

Affordability Score: 45/100

Population: 5,016 · 1 ZIP codes

The affordability dashboard for Liberty, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,016 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $40,231, median home value of $114,800, median rent of $774 per month, and 11.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $855 per month (studio $708, 1BR $713, 3BR $1,047, 4BR $1,139). Department of Labor data lists infant center-based childcare at $6,082 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 6.2% and poverty 25.2% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,231
Median household income
Education F
11.3%
Bachelor's degree or higher
Housing B
2.9x
Home value $114,800 vs income
Commute N/A
N/A
Average commute time
Rent C+
$855/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,082/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$40,231
▼ 35% vs national
Per Capita Income
$23,158
Unemployment Rate
6.2%
Poverty Rate
25.2%

Housing

Median Home Value
$114,800
▼ 58% vs national
Median Rent
$774/mo
Owner Occupied
82.3%
2BR Fair Market Rent
$855/mo
▼ 29% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$855
3BR
$1,047
4BR
$1,139

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.3%
▼ 19 ppt vs national
High School+
59.3%
Median Age
45.6
Avg. Commute
-

Childcare Costs

Infant (Center)
$6,082/yr
15% of income
Toddler (Center)
$5,536/yr
Preschool (Center)
$5,536/yr
School-Age (Center)
$5,263/yr

What This Means

Liberty, MS receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 5,016. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Liberty, MS affordable?
Liberty, MS receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,231. Median home value is $114,800.
What is the cost of living in Liberty?
Key cost metrics: Median rent $774/mo. 2BR fair market rent $855/mo. Infant childcare $6,082/yr. Median home value $114,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →