C

Linwood, NC

Source:

Affordability Score: 59/100

Population: 5,190 · 1 ZIP codes

The affordability dashboard for Linwood, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,190 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $65,621, median home value of $196,500, median rent of $938 per month, and 15.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $960 per month (studio $816, 1BR $876, 3BR $1,316, 4BR $1,591). Department of Labor data lists infant center-based childcare at $9,403 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Linwood, NC include rent. Pressure points are education. Unemployment currently reads 3.5% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,621
Median household income
Education F
15.3%
Bachelor's degree or higher
Housing B-
3.0x
Home value $196,500 vs income
Commute C+
23 min
Average commute time
Rent A-
$960/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,403/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$65,621
▲ 6% vs national
Per Capita Income
$33,239
Unemployment Rate
3.5%
Poverty Rate
9.3%

Housing

Median Home Value
$196,500
▼ 29% vs national
Median Rent
$938/mo
Owner Occupied
74.5%
2BR Fair Market Rent
$960/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$816
1BR
$876
2BR
$960
3BR
$1,316
4BR
$1,591

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.3%
▼ 15 ppt vs national
High School+
55.7%
Median Age
35.9
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$9,403/yr
14% of income
Toddler (Center)
$8,269/yr
Preschool (Center)
$6,697/yr
School-Age (Center)
$3,851/yr

What This Means

Linwood, NC receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 5,190. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Linwood, NC affordable?
Linwood, NC receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,621. Median home value is $196,500.
What is the cost of living in Linwood?
Key cost metrics: Median rent $938/mo. 2BR fair market rent $960/mo. Infant childcare $9,403/yr. Median home value $196,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →