Lomita, CA

The affordability dashboard for Lomita, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 21,318 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $94,241, median home value of $839,000, median rent of $1,912 per month, and 34.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,601 per month (studio $1,863, 1BR $2,085, 3BR $3,298, 4BR $3,672). Department of Labor data lists infant center-based childcare at $13,363 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lomita, CA include income. Pressure points are housing. Unemployment currently reads 4.8% and poverty 13.3% — numbers worth keeping alongside the headline grade.