D

Los Lunas, NM

Source:

Affordability Score: 43/100

Population: 44,075 · 1 ZIP codes

The affordability dashboard for Los Lunas, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 44,075 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $60,902, median home value of $229,500, median rent of $1,062 per month, and 20.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,464 per month (studio $1,009, 1BR $1,185, 3BR $2,036, 4BR $2,399).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 7.0% and poverty 17.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,902
Median household income
Education F
20.3%
Bachelor's degree or higher
Housing D
3.8x
Home value $229,500 vs income
Commute F
32 min
Average commute time
Rent C-
$1,464/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$60,902
▼ 2% vs national
Per Capita Income
$29,147
Unemployment Rate
7.0%
Poverty Rate
17.4%

Housing

Median Home Value
$229,500
▼ 17% vs national
Median Rent
$1,062/mo
Owner Occupied
83.2%
2BR Fair Market Rent
$1,464/mo
▲ 22% vs national

Fair Market Rents by Bedroom

Studio
$1,009
1BR
$1,185
2BR
$1,464
3BR
$2,036
4BR
$2,399

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.3%
▼ 10 ppt vs national
High School+
53.0%
Median Age
38.0
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Los Lunas, NM receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 44,075. Challenges include education and commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Los Lunas ZIP Codes
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What are common questions about this dashboard?

Is Los Lunas, NM affordable?
Los Lunas, NM receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,902. Median home value is $229,500.
What is the cost of living in Los Lunas?
Key cost metrics: Median rent $1,062/mo. 2BR fair market rent $1,464/mo. Median home value $229,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →