F

Lottsburg, VA

Source:

Affordability Score: 32/100

Population: 1,240 · 1 ZIP codes

The affordability dashboard for Lottsburg, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,240 residents, then layers in county-level federal data to produce an overall grade of F (32/100). The headline inputs are median household income of $48,988, median home value of $342,600, median rent of per month, and 34.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,309 per month (studio $1,066, 1BR $1,073, 3BR $1,569, 4BR $2,047). Department of Labor data lists infant center-based childcare at $10,905 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing, childcare. Unemployment currently reads 16.4% and poverty 21.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,988
Median household income
Education C
34.6%
Bachelor's degree or higher
Housing F
7.0x
Home value $342,600 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,309/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,905/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$48,988
▼ 21% vs national
Per Capita Income
$32,281
Unemployment Rate
16.4%
Poverty Rate
21.3%

Housing

Median Home Value
$342,600
▲ 25% vs national
Median Rent
Owner Occupied
82.1%
2BR Fair Market Rent
$1,309/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$1,066
1BR
$1,073
2BR
$1,309
3BR
$1,569
4BR
$2,047

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.6%
▲ 5 ppt vs national
High School+
64.0%
Median Age
63.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,905/yr
22% of income
Toddler (Center)
$8,293/yr
Preschool (Center)
$7,618/yr
School-Age (Center)
$7,389/yr

What This Means

Lottsburg, VA receives an overall affordability grade of F (32/100), aggregated from 1 ZIP codes with a total population of 1,240. Challenges include income and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Lottsburg, VA affordable?
Lottsburg, VA receives an overall affordability grade of F (32/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,988. Median home value is $342,600.
What is the cost of living in Lottsburg?
Key cost metrics: 2BR fair market rent $1,309/mo. Infant childcare $10,905/yr. Median home value $342,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →