D

Lowell, NC

Source:

Affordability Score: 42/100

Population: 3,579 · 1 ZIP codes

The affordability dashboard for Lowell, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,579 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $53,000, median home value of $201,500, median rent of $1,603 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,686 per month (studio $1,469, 1BR $1,538, 3BR $2,076, 4BR $2,637). Department of Labor data lists infant center-based childcare at $7,687 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, rent. Unemployment currently reads 1.9% and poverty 17.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$53,000
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing D
3.8x
Home value $201,500 vs income
Commute B-
22 min
Average commute time
Rent F
$1,686/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$7,687/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$53,000
▼ 15% vs national
Per Capita Income
$39,270
Unemployment Rate
1.9%
Poverty Rate
17.4%

Housing

Median Home Value
$201,500
▼ 27% vs national
Median Rent
$1,603/mo
Owner Occupied
75.6%
2BR Fair Market Rent
$1,686/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,469
1BR
$1,538
2BR
$1,686
3BR
$2,076
4BR
$2,637

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
48.4%
Median Age
40.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$7,687/yr
15% of income
Toddler (Center)
$6,939/yr
Preschool (Center)
$5,624/yr
School-Age (Center)
$3,273/yr

What This Means

Lowell, NC receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 3,579. Challenges include education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lowell ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lowell, NC affordable?
Lowell, NC receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,000. Median home value is $201,500.
What is the cost of living in Lowell?
Key cost metrics: Median rent $1,603/mo. 2BR fair market rent $1,686/mo. Infant childcare $7,687/yr. Median home value $201,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →