F

Lower Lake, CA

Source:

Affordability Score: 33/100

Population: 2,893 · 1 ZIP codes

The affordability dashboard for Lower Lake, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,893 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $63,594, median home value of $488,800, median rent of $1,171 per month, and 20.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,549 per month (studio $1,173, 1BR $1,181, 3BR $2,154, 4BR $2,599). Department of Labor data lists infant center-based childcare at $13,594 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, childcare. Unemployment currently reads 8.7% and poverty 15.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,594
Median household income
Education F
20.7%
Bachelor's degree or higher
Housing F
7.7x
Home value $488,800 vs income
Commute F
32 min
Average commute time
Rent C-
$1,549/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,594/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$63,594
▲ 3% vs national
Per Capita Income
$56,343
Unemployment Rate
8.7%
Poverty Rate
15.2%

Housing

Median Home Value
$488,800
▲ 78% vs national
Median Rent
$1,171/mo
Owner Occupied
73.3%
2BR Fair Market Rent
$1,549/mo
▲ 29% vs national

Fair Market Rents by Bedroom

Studio
$1,173
1BR
$1,181
2BR
$1,549
3BR
$2,154
4BR
$2,599

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.7%
▼ 9 ppt vs national
High School+
38.3%
Median Age
54.8
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$13,594/yr
21% of income
Toddler (Center)
$10,200/yr
Preschool (Center)
$8,446/yr
School-Age (Center)
$4,031/yr

What This Means

Lower Lake, CA receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 2,893. Challenges include education and housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lower Lake ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Lower Lake, CA affordable?
Lower Lake, CA receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,594. Median home value is $488,800.
What is the cost of living in Lower Lake?
Key cost metrics: Median rent $1,171/mo. 2BR fair market rent $1,549/mo. Infant childcare $13,594/yr. Median home value $488,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →