F

Lowmansville, KY

Source:

Affordability Score: 1/100

Population: 782 · 1 ZIP codes

The affordability dashboard for Lowmansville, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 782 residents, then layers in county-level federal data to produce an overall grade of F (1/100). The headline inputs are median household income of $11,049, median home value of $87,600, median rent of per month, and 0.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $926 per month (studio $715, 1BR $720, 3BR $1,110, 4BR $1,341). Department of Labor data lists infant center-based childcare at $5,895 per year, consuming 53% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 65.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$11,049
Median household income
Education F
0.0%
Bachelor's degree or higher
Housing F
7.9x
Home value $87,600 vs income
Commute N/A
N/A
Average commute time
Rent F
$926/mo
2BR fair market rent (101% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$5,895/yr
Center-based infant care (53% of income)

Income & Employment

Median Income
$11,049
▼ 82% vs national
Per Capita Income
$13,010
Unemployment Rate
0.0%
Poverty Rate
65.3%

Housing

Median Home Value
$87,600
▼ 68% vs national
Median Rent
Owner Occupied
64.1%
2BR Fair Market Rent
$926/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$715
1BR
$720
2BR
$926
3BR
$1,110
4BR
$1,341

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
0.0%
▼ 30 ppt vs national
High School+
16.8%
Median Age
62.7
Avg. Commute

Childcare Costs

Infant (Center)
$5,895/yr
53% of income
Toddler (Center)
$5,868/yr
Preschool (Center)
$5,868/yr
School-Age (Center)
$6,215/yr

What This Means

Lowmansville, KY receives an overall affordability grade of F (1/100), aggregated from 1 ZIP codes with a total population of 782. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Lowmansville, KY affordable?
Lowmansville, KY receives an overall affordability grade of F (1/100) based on Census, HUD, FBI, and DOL data. Median household income is $11,049. Median home value is $87,600.
What is the cost of living in Lowmansville?
Key cost metrics: 2BR fair market rent $926/mo. Infant childcare $5,895/yr. Median home value $87,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →