Loyalton, CA

The affordability dashboard for Loyalton, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,627 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $54,167, median home value of $243,800, median rent of — per month, and 26.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,529 per month (studio $1,068, 1BR $1,165, 3BR $2,126, 4BR $2,527). Department of Labor data lists infant center-based childcare at $11,670 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 19.2% and poverty 7.9% — numbers worth keeping alongside the headline grade.