B

Luna, NM

Source:

Affordability Score: 73/100

Population: 194 · 1 ZIP codes

The affordability dashboard for Luna, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 194 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of -, median home value of -, median rent of - per month, and 40.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,040 per month (studio $773, 1BR $853, 3BR $1,424, 4BR $1,677).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Unemployment currently reads 0.0% and poverty 32.9% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education B
40.8%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
-
Per Capita Income
$23,396
Unemployment Rate
0.0%
Poverty Rate
32.9%

Housing

Median Home Value
-
Median Rent
-
Owner Occupied
100.0%
2BR Fair Market Rent
$1,040/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$773
1BR
$853
2BR
$1,040
3BR
$1,424
4BR
$1,677

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.8%
▲ 11 ppt vs national
High School+
48.7%
Median Age
65.7
Avg. Commute
-

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Luna, NM receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 194. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Luna ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Luna, NM affordable?
Luna, NM receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data.
What is the cost of living in Luna?
Key cost metrics: 2BR fair market rent $1,040/mo.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →