D

Lyons, IL

Source:

Affordability Score: 45/100

Population: 10,649 · 1 ZIP codes

The affordability dashboard for Lyons, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,649 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $70,890, median home value of $257,300, median rent of $1,196 per month, and 18.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,781 per month (studio $1,480, 1BR $1,581, 3BR $2,294, 4BR $2,653). Department of Labor data lists infant center-based childcare at $14,473 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 4.6% and poverty 14.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,890
Median household income
Education F
18.3%
Bachelor's degree or higher
Housing D
3.6x
Home value $257,300 vs income
Commute D
28 min
Average commute time
Rent D
$1,781/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,473/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$70,890
▲ 14% vs national
Per Capita Income
$31,968
Unemployment Rate
4.6%
Poverty Rate
14.0%

Housing

Median Home Value
$257,300
▼ 6% vs national
Median Rent
$1,196/mo
Owner Occupied
64.3%
2BR Fair Market Rent
$1,781/mo
▲ 48% vs national

Fair Market Rents by Bedroom

Studio
$1,480
1BR
$1,581
2BR
$1,781
3BR
$2,294
4BR
$2,653

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.3%
▼ 12 ppt vs national
High School+
46.4%
Median Age
40.8
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$14,473/yr
20% of income
Toddler (Center)
$11,440/yr
Preschool (Center)
$9,837/yr
School-Age (Center)
$4,295/yr

What This Means

Lyons, IL receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 10,649. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Lyons ZIP Codes
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What are common questions about this dashboard?

Is Lyons, IL affordable?
Lyons, IL receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,890. Median home value is $257,300.
What is the cost of living in Lyons?
Key cost metrics: Median rent $1,196/mo. 2BR fair market rent $1,781/mo. Infant childcare $14,473/yr. Median home value $257,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →