C

Madison, VA

Source:

Affordability Score: 58/100

Population: 5,547 · 1 ZIP codes

The affordability dashboard for Madison, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,547 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $84,857, median home value of $379,900, median rent of $1,192 per month, and 28.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,066 per month (studio $923, 1BR $971, 3BR $1,483, 4BR $1,667). Department of Labor data lists infant center-based childcare at $13,150 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Madison, VA include rent. Pressure points are housing. Unemployment currently reads 4.9% and poverty 9.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,857
Median household income
Education D
28.2%
Bachelor's degree or higher
Housing F
4.5x
Home value $379,900 vs income
Commute C-
25 min
Average commute time
Rent A
$1,066/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,150/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$84,857
▲ 37% vs national
Per Capita Income
$39,055
Unemployment Rate
4.9%
Poverty Rate
9.3%

Housing

Median Home Value
$379,900
▲ 38% vs national
Median Rent
$1,192/mo
Owner Occupied
72.3%
2BR Fair Market Rent
$1,066/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$923
1BR
$971
2BR
$1,066
3BR
$1,483
4BR
$1,667

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.2%
▼ 2 ppt vs national
High School+
63.4%
Median Age
45.6
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$13,150/yr
15% of income
Toddler (Center)
$10,525/yr
Preschool (Center)
$9,669/yr
School-Age (Center)
$10,160/yr

What This Means

Madison, VA receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 5,547. This area performs well in rent. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Madison, VA affordable?
Madison, VA receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,857. Median home value is $379,900.
What is the cost of living in Madison?
Key cost metrics: Median rent $1,192/mo. 2BR fair market rent $1,066/mo. Infant childcare $13,150/yr. Median home value $379,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →