F

Mammoth Cave, KY

Source:

Affordability Score: 19/100

Population: 1,281 · 1 ZIP codes

The affordability dashboard for Mammoth Cave, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,281 residents, then layers in county-level federal data to produce an overall grade of F (19/100). The headline inputs are median household income of $33,566, median home value of $148,100, median rent of $1,048 per month, and 5.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,153 per month (studio $889, 1BR $985, 3BR $1,384, 4BR $1,806). Department of Labor data lists infant center-based childcare at $7,388 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 12.7% and poverty 22.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$33,566
Median household income
Education F
5.0%
Bachelor's degree or higher
Housing F
4.4x
Home value $148,100 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,153/mo
2BR fair market rent (41% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,388/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$33,566
▼ 46% vs national
Per Capita Income
$27,538
Unemployment Rate
12.7%
Poverty Rate
22.8%

Housing

Median Home Value
$148,100
▼ 46% vs national
Median Rent
$1,048/mo
Owner Occupied
91.0%
2BR Fair Market Rent
$1,153/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$889
1BR
$985
2BR
$1,153
3BR
$1,384
4BR
$1,806

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
5.0%
▼ 25 ppt vs national
High School+
50.7%
Median Age
62.0
Avg. Commute

Childcare Costs

Infant (Center)
$7,388/yr
22% of income
Toddler (Center)
$6,989/yr
Preschool (Center)
$6,989/yr
School-Age (Center)
$6,789/yr

What This Means

Mammoth Cave, KY receives an overall affordability grade of F (19/100), aggregated from 1 ZIP codes with a total population of 1,281. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mammoth Cave, KY affordable?
Mammoth Cave, KY receives an overall affordability grade of F (19/100) based on Census, HUD, FBI, and DOL data. Median household income is $33,566. Median home value is $148,100.
What is the cost of living in Mammoth Cave?
Key cost metrics: Median rent $1,048/mo. 2BR fair market rent $1,153/mo. Infant childcare $7,388/yr. Median home value $148,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →