D

Mardela Springs, MD

Source:

Affordability Score: 48/100

Population: 2,614 · 1 ZIP codes

The affordability dashboard for Mardela Springs, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,614 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $62,880, median home value of $227,400, median rent of $1,115 per month, and 18.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,378 per month (studio $1,054, 1BR $1,061, 3BR $1,818, 4BR $1,825). Department of Labor data lists infant center-based childcare at $10,848 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.6% and poverty 5.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,880
Median household income
Education F
18.0%
Bachelor's degree or higher
Housing D
3.6x
Home value $227,400 vs income
Commute C-
26 min
Average commute time
Rent C+
$1,378/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,848/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$62,880
▲ 1% vs national
Per Capita Income
$34,456
Unemployment Rate
4.6%
Poverty Rate
5.7%

Housing

Median Home Value
$227,400
▼ 17% vs national
Median Rent
$1,115/mo
Owner Occupied
87.2%
2BR Fair Market Rent
$1,378/mo
▲ 15% vs national

Fair Market Rents by Bedroom

Studio
$1,054
1BR
$1,061
2BR
$1,378
3BR
$1,818
4BR
$1,825

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.0%
▼ 12 ppt vs national
High School+
63.6%
Median Age
40.8
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$10,848/yr
17% of income
Toddler (Center)
$7,856/yr
Preschool (Center)
$7,856/yr
School-Age (Center)
$6,935/yr

What This Means

Mardela Springs, MD receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 2,614. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mardela Springs, MD affordable?
Mardela Springs, MD receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,880. Median home value is $227,400.
What is the cost of living in Mardela Springs?
Key cost metrics: Median rent $1,115/mo. 2BR fair market rent $1,378/mo. Infant childcare $10,848/yr. Median home value $227,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →