Martins Creek, PA

The affordability dashboard for Martins Creek, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 548 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $64,963, median home value of $239,800, median rent of $1,264 per month, and 17.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,634 per month (studio $1,130, 1BR $1,341, 3BR $2,087, 4BR $2,195).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 12.3% and poverty 5.8% — numbers worth keeping alongside the headline grade.