Martinsburg, PA

The affordability dashboard for Martinsburg, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,040 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $73,828, median home value of $221,400, median rent of $878 per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,138 per month (studio $802, 1BR $948, 3BR $1,458, 4BR $1,705).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Martinsburg, PA include rent. Pressure points are education. Unemployment currently reads 2.8% and poverty 5.9% — numbers worth keeping alongside the headline grade.