D

Maysville, KY

Source:

Affordability Score: 49/100

Population: 14,228 · 1 ZIP codes

The affordability dashboard for Maysville, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,228 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $47,141, median home value of $164,800, median rent of $718 per month, and 19.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $913 per month (studio $629, 1BR $764, 3BR $1,111, 4BR $1,274). Department of Labor data lists infant center-based childcare at $5,586 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.9% and poverty 21.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,141
Median household income
Education F
19.1%
Bachelor's degree or higher
Housing C-
3.5x
Home value $164,800 vs income
Commute C-
25 min
Average commute time
Rent B
$913/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,586/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$47,141
▼ 24% vs national
Per Capita Income
$30,687
Unemployment Rate
4.9%
Poverty Rate
21.1%

Housing

Median Home Value
$164,800
▼ 40% vs national
Median Rent
$718/mo
Owner Occupied
61.6%
2BR Fair Market Rent
$913/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$629
1BR
$764
2BR
$913
3BR
$1,111
4BR
$1,274

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.1%
▼ 11 ppt vs national
High School+
55.3%
Median Age
43.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$5,586/yr
12% of income
Toddler (Center)
$5,571/yr
Preschool (Center)
$5,571/yr
School-Age (Center)
$5,571/yr

What This Means

Maysville, KY receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 14,228. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Maysville ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Maysville, KY affordable?
Maysville, KY receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,141. Median home value is $164,800.
What is the cost of living in Maysville?
Key cost metrics: Median rent $718/mo. 2BR fair market rent $913/mo. Infant childcare $5,586/yr. Median home value $164,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →