D

Mc Caysville, GA

Source:

Affordability Score: 44/100

Population: 2,061 · 1 ZIP codes

The affordability dashboard for Mc Caysville, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,061 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $49,375, median home value of $203,800, median rent of $854 per month, and 9.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $737, 1BR $742, 3BR $1,323, 4BR $1,328). Department of Labor data lists infant center-based childcare at $5,642 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 0.2% and poverty 8.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,375
Median household income
Education F
9.5%
Bachelor's degree or higher
Housing F
4.1x
Home value $203,800 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,642/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$49,375
▼ 20% vs national
Per Capita Income
$32,702
Unemployment Rate
0.2%
Poverty Rate
8.8%

Housing

Median Home Value
$203,800
▼ 26% vs national
Median Rent
$854/mo
Owner Occupied
84.8%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$742
2BR
$973
3BR
$1,323
4BR
$1,328

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.5%
▼ 20 ppt vs national
High School+
48.0%
Median Age
46.6
Avg. Commute

Childcare Costs

Infant (Center)
$5,642/yr
11% of income
Toddler (Center)
$5,304/yr
Preschool (Center)
$5,304/yr
School-Age (Center)
$2,860/yr

What This Means

Mc Caysville, GA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 2,061. Challenges include income and education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mc Caysville, GA affordable?
Mc Caysville, GA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,375. Median home value is $203,800.
What is the cost of living in Mc Caysville?
Key cost metrics: Median rent $854/mo. 2BR fair market rent $973/mo. Infant childcare $5,642/yr. Median home value $203,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →