C+

Mchenry, IL

Source:

Affordability Score: 61/100

Population: 56,812 · 2 ZIP codes

The affordability dashboard for Mchenry, IL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 56,812 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $94,111, median home value of $270,218, median rent of $1,596 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,781 per month (studio $1,480, 1BR $1,581, 3BR $2,294, 4BR $2,653). Department of Labor data lists infant center-based childcare at $16,408 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mchenry, IL include income. Pressure points are commute. Unemployment currently reads 3.6% and poverty 6.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$94,111
Median household income
Education D
27.5%
Bachelor's degree or higher
Housing B
2.9x
Home value $270,218 vs income
Commute F
31 min
Average commute time
Rent B
$1,781/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$16,408/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$94,111
▲ 52% vs national
Per Capita Income
$49,760
Unemployment Rate
3.6%
Poverty Rate
6.5%

Housing

Median Home Value
$270,218
▼ 2% vs national
Median Rent
$1,596/mo
Owner Occupied
80.1%
2BR Fair Market Rent
$1,781/mo
▲ 48% vs national

Fair Market Rents by Bedroom

Studio
$1,480
1BR
$1,581
2BR
$1,781
3BR
$2,294
4BR
$2,653

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.5%
▼ 2 ppt vs national
High School+
59.4%
Median Age
43.5
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$16,408/yr
17% of income
Toddler (Center)
$13,312/yr
Preschool (Center)
$14,621/yr
School-Age (Center)
$3,986/yr

What This Means

Mchenry, IL receives an overall affordability grade of C+ (61/100), aggregated from 2 ZIP codes with a total population of 56,812. This area performs well in income. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mchenry ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Mchenry, IL affordable?
Mchenry, IL receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $94,111. Median home value is $270,218.
What is the cost of living in Mchenry?
Key cost metrics: Median rent $1,596/mo. 2BR fair market rent $1,781/mo. Infant childcare $16,408/yr. Median home value $270,218.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →