D

Mechanic Falls, ME

Source:

Affordability Score: 47/100

Population: 3,064 · 1 ZIP codes

The affordability dashboard for Mechanic Falls, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,064 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $69,914, median home value of $270,900, median rent of $1,076 per month, and 15.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,586 per month (studio $1,140, 1BR $1,218, 3BR $2,050, 4BR $2,305). Department of Labor data lists infant center-based childcare at $11,664 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.0% and poverty 9.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,914
Median household income
Education F
15.6%
Bachelor's degree or higher
Housing D
3.9x
Home value $270,900 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,586/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,664/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$69,914
▲ 13% vs national
Per Capita Income
$28,222
Unemployment Rate
3.0%
Poverty Rate
9.2%

Housing

Median Home Value
$270,900
▼ 1% vs national
Median Rent
$1,076/mo
Owner Occupied
79.8%
2BR Fair Market Rent
$1,586/mo
▲ 32% vs national

Fair Market Rents by Bedroom

Studio
$1,140
1BR
$1,218
2BR
$1,586
3BR
$2,050
4BR
$2,305

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.6%
▼ 14 ppt vs national
High School+
65.4%
Median Age
39.8
Avg. Commute

Childcare Costs

Infant (Center)
$11,664/yr
17% of income
Toddler (Center)
$11,093/yr
Preschool (Center)
$8,927/yr
School-Age (Center)
$7,540/yr

What This Means

Mechanic Falls, ME receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 3,064. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mechanic Falls, ME affordable?
Mechanic Falls, ME receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,914. Median home value is $270,900.
What is the cost of living in Mechanic Falls?
Key cost metrics: Median rent $1,076/mo. 2BR fair market rent $1,586/mo. Infant childcare $11,664/yr. Median home value $270,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →