B

Mechanicsville, VA

Source:

Affordability Score: 74/100

Population: 63,718 · 2 ZIP codes

The affordability dashboard for Mechanicsville, VA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 63,718 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $117,234, median home value of $384,821, median rent of $1,779 per month, and 41.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,655 per month (studio $1,442, 1BR $1,507, 3BR $2,072, 4BR $2,553). Department of Labor data lists infant center-based childcare at $12,630 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mechanicsville, VA include income, education, rent. Unemployment currently reads 2.6% and poverty 4.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$117,234
Median household income
Education B
41.9%
Bachelor's degree or higher
Housing C
3.3x
Home value $384,821 vs income
Commute C-
25 min
Average commute time
Rent A
$1,655/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$12,630/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$117,234
▲ 89% vs national
Per Capita Income
$54,580
Unemployment Rate
2.6%
Poverty Rate
4.4%

Housing

Median Home Value
$384,821
▲ 40% vs national
Median Rent
$1,779/mo
Owner Occupied
82.7%
2BR Fair Market Rent
$1,655/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,442
1BR
$1,507
2BR
$1,655
3BR
$2,072
4BR
$2,553

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.9%
▲ 12 ppt vs national
High School+
66.6%
Median Age
42.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$12,630/yr
11% of income
Toddler (Center)
$10,210/yr
Preschool (Center)
$9,996/yr
School-Age (Center)
$8,584/yr

What This Means

Mechanicsville, VA receives an overall affordability grade of B (74/100), aggregated from 2 ZIP codes with a total population of 63,718. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mechanicsville ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Mechanicsville, VA affordable?
Mechanicsville, VA receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $117,234. Median home value is $384,821.
What is the cost of living in Mechanicsville?
Key cost metrics: Median rent $1,779/mo. 2BR fair market rent $1,655/mo. Infant childcare $12,630/yr. Median home value $384,821.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →