C-

Melba, ID

Source:

Affordability Score: 51/100

Population: 3,438 · 1 ZIP codes

The affordability dashboard for Melba, ID aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,438 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $84,730, median home value of $425,700, median rent of $1,107 per month, and 21.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,655 per month (studio $1,170, 1BR $1,381, 3BR $2,318, 4BR $2,772). Department of Labor data lists infant center-based childcare at $8,653 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 1.3% and poverty 8.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,730
Median household income
Education F
21.9%
Bachelor's degree or higher
Housing F
5.0x
Home value $425,700 vs income
Commute F
35 min
Average commute time
Rent B
$1,655/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,653/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$84,730
▲ 37% vs national
Per Capita Income
$34,416
Unemployment Rate
1.3%
Poverty Rate
8.5%

Housing

Median Home Value
$425,700
▲ 55% vs national
Median Rent
$1,107/mo
Owner Occupied
81.1%
2BR Fair Market Rent
$1,655/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,170
1BR
$1,381
2BR
$1,655
3BR
$2,318
4BR
$2,772

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.9%
▼ 8 ppt vs national
High School+
58.5%
Median Age
42.6
Avg. Commute
35 min
▲ 9 min vs national

Childcare Costs

Infant (Center)
$8,653/yr
10% of income
Toddler (Center)
$8,031/yr
Preschool (Center)
$7,294/yr
School-Age (Center)
$7,002/yr

What This Means

Melba, ID receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 3,438. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Melba ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Melba, ID affordable?
Melba, ID receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,730. Median home value is $425,700.
What is the cost of living in Melba?
Key cost metrics: Median rent $1,107/mo. 2BR fair market rent $1,655/mo. Infant childcare $8,653/yr. Median home value $425,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →