D

Melfa, VA

Source:

Affordability Score: 46/100

Population: 2,015 · 1 ZIP codes

The affordability dashboard for Melfa, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,015 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $54,050, median home value of $195,100, median rent of $985 per month, and 18.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,054 per month (studio $740, 1BR $856, 3BR $1,367, 4BR $1,549). Department of Labor data lists infant center-based childcare at $9,870 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 6.2% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,050
Median household income
Education F
18.6%
Bachelor's degree or higher
Housing D
3.6x
Home value $195,100 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,054/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,870/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$54,050
▼ 13% vs national
Per Capita Income
$29,348
Unemployment Rate
6.2%
Poverty Rate
9.8%

Housing

Median Home Value
$195,100
▼ 29% vs national
Median Rent
$985/mo
Owner Occupied
64.5%
2BR Fair Market Rent
$1,054/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$740
1BR
$856
2BR
$1,054
3BR
$1,367
4BR
$1,549

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.6%
▼ 11 ppt vs national
High School+
37.7%
Median Age
45.9
Avg. Commute

Childcare Costs

Infant (Center)
$9,870/yr
18% of income
Toddler (Center)
$6,841/yr
Preschool (Center)
$6,284/yr
School-Age (Center)
$6,029/yr

What This Means

Melfa, VA receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 2,015. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Melfa, VA affordable?
Melfa, VA receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,050. Median home value is $195,100.
What is the cost of living in Melfa?
Key cost metrics: Median rent $985/mo. 2BR fair market rent $1,054/mo. Infant childcare $9,870/yr. Median home value $195,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →