F

Mercedita, PR

Source:

Affordability Score: 32/100

Population: 3,656 · 1 ZIP codes

The affordability dashboard for Mercedita, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,656 residents, then layers in county-level federal data to produce an overall grade of F (32/100). The headline inputs are median household income of $22,670, median home value of $80,100, median rent of $660 per month, and 12.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $524 per month (studio $454, 1BR $467, 3BR $738, 4BR $828).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.4% and poverty 61.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$22,670
Median household income
Education F
12.8%
Bachelor's degree or higher
Housing D
3.5x
Home value $80,100 vs income
Commute N/A
N/A
Average commute time
Rent C
$524/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$22,670
▼ 63% vs national
Per Capita Income
$11,116
Unemployment Rate
4.4%
Poverty Rate
61.8%

Housing

Median Home Value
$80,100
▼ 71% vs national
Median Rent
$660/mo
Owner Occupied
76.6%
2BR Fair Market Rent
$524/mo
▼ 56% vs national

Fair Market Rents by Bedroom

Studio
$454
1BR
$467
2BR
$524
3BR
$738
4BR
$828

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.8%
▼ 17 ppt vs national
High School+
49.1%
Median Age
54.7
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Mercedita, PR receives an overall affordability grade of F (32/100), aggregated from 1 ZIP codes with a total population of 3,656. Challenges include income and education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mercedita ZIP Codes
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What are common questions about this dashboard?

Is Mercedita, PR affordable?
Mercedita, PR receives an overall affordability grade of F (32/100) based on Census, HUD, FBI, and DOL data. Median household income is $22,670. Median home value is $80,100.
What is the cost of living in Mercedita?
Key cost metrics: Median rent $660/mo. 2BR fair market rent $524/mo. Median home value $80,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →