C-

Metcalfe, MS

Source:

Affordability Score: 52/100

Population: 929 · 1 ZIP codes

The affordability dashboard for Metcalfe, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 929 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $37,679, median home value of $71,800, median rent of $639 per month, and 28.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $648, 1BR $768, 3BR $1,177, 4BR $1,412). Department of Labor data lists infant center-based childcare at $6,019 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Metcalfe, MS include housing. Pressure points are income. Unemployment currently reads 4.5% and poverty 19.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$37,679
Median household income
Education D
28.4%
Bachelor's degree or higher
Housing A+
1.9x
Home value $71,800 vs income
Commute N/A
N/A
Average commute time
Rent C
$842/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,019/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$37,679
▼ 39% vs national
Per Capita Income
$19,918
Unemployment Rate
4.5%
Poverty Rate
19.5%

Housing

Median Home Value
$71,800
▼ 74% vs national
Median Rent
$639/mo
Owner Occupied
77.9%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$648
1BR
$768
2BR
$842
3BR
$1,177
4BR
$1,412

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.4%
▼ 2 ppt vs national
High School+
48.6%
Median Age
20.6
Avg. Commute

Childcare Costs

Infant (Center)
$6,019/yr
16% of income
Toddler (Center)
$5,480/yr
Preschool (Center)
$5,480/yr
School-Age (Center)
$5,210/yr

What This Means

Metcalfe, MS receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 929. This area performs well in housing. Challenges include income. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Metcalfe, MS affordable?
Metcalfe, MS receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $37,679. Median home value is $71,800.
What is the cost of living in Metcalfe?
Key cost metrics: Median rent $639/mo. 2BR fair market rent $842/mo. Infant childcare $6,019/yr. Median home value $71,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →