F

Miami, AZ

Source:

Affordability Score: 38/100

Population: 4,520 · 1 ZIP codes

The affordability dashboard for Miami, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,520 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $47,807, median home value of $137,500, median rent of $906 per month, and 15.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,479 per month (studio $1,120, 1BR $1,127, 3BR $1,871, 4BR $2,170). Department of Labor data lists infant center-based childcare at $10,855 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 12.5% and poverty 21.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,807
Median household income
Education F
15.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $137,500 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,479/mo
2BR fair market rent (37% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,855/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$47,807
▼ 23% vs national
Per Capita Income
$31,696
Unemployment Rate
12.5%
Poverty Rate
21.4%

Housing

Median Home Value
$137,500
▼ 50% vs national
Median Rent
$906/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$1,479/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,120
1BR
$1,127
2BR
$1,479
3BR
$1,871
4BR
$2,170

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.6%
▼ 14 ppt vs national
High School+
52.0%
Median Age
42.8
Avg. Commute

Childcare Costs

Infant (Center)
$10,855/yr
23% of income
Toddler (Center)
$8,419/yr
Preschool (Center)
$8,419/yr
School-Age (Center)
$7,800/yr

What This Means

Miami, AZ receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 4,520. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Miami, AZ affordable?
Miami, AZ receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,807. Median home value is $137,500.
What is the cost of living in Miami?
Key cost metrics: Median rent $906/mo. 2BR fair market rent $1,479/mo. Infant childcare $10,855/yr. Median home value $137,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →