C-

Middletown, CA

Source:

Affordability Score: 52/100

Population: 3,413 · 1 ZIP codes

The affordability dashboard for Middletown, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,413 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $78,667, median home value of $387,400, median rent of $2,107 per month, and 31.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,549 per month (studio $1,173, 1BR $1,181, 3BR $2,154, 4BR $2,599). Department of Labor data lists infant center-based childcare at $13,594 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 11.1% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,667
Median household income
Education C-
31.3%
Bachelor's degree or higher
Housing F
4.9x
Home value $387,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,549/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,594/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$78,667
▲ 27% vs national
Per Capita Income
$38,474
Unemployment Rate
11.1%
Poverty Rate
9.5%

Housing

Median Home Value
$387,400
▲ 41% vs national
Median Rent
$2,107/mo
Owner Occupied
68.5%
2BR Fair Market Rent
$1,549/mo
▲ 29% vs national

Fair Market Rents by Bedroom

Studio
$1,173
1BR
$1,181
2BR
$1,549
3BR
$2,154
4BR
$2,599

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.3%
▲ 1 ppt vs national
High School+
48.5%
Median Age
45.5
Avg. Commute

Childcare Costs

Infant (Center)
$13,594/yr
17% of income
Toddler (Center)
$10,200/yr
Preschool (Center)
$8,446/yr
School-Age (Center)
$4,031/yr

What This Means

Middletown, CA receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 3,413. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Middletown, CA affordable?
Middletown, CA receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,667. Median home value is $387,400.
What is the cost of living in Middletown?
Key cost metrics: Median rent $2,107/mo. 2BR fair market rent $1,549/mo. Infant childcare $13,594/yr. Median home value $387,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →