D

Mill City, OR

Source:

Affordability Score: 42/100

Population: 2,249 · 1 ZIP codes

The affordability dashboard for Mill City, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,249 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $67,250, median home value of $310,100, median rent of $1,371 per month, and 13.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,500 per month (studio $1,034, 1BR $1,236, 3BR $2,030, 4BR $2,356). Department of Labor data lists infant center-based childcare at $12,252 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 11.3% and poverty 18.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,250
Median household income
Education F
13.2%
Bachelor's degree or higher
Housing F
4.6x
Home value $310,100 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,500/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,252/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$67,250
▲ 8% vs national
Per Capita Income
$33,410
Unemployment Rate
11.3%
Poverty Rate
18.4%

Housing

Median Home Value
$310,100
▲ 13% vs national
Median Rent
$1,371/mo
Owner Occupied
69.2%
2BR Fair Market Rent
$1,500/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,034
1BR
$1,236
2BR
$1,500
3BR
$2,030
4BR
$2,356

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.2%
▼ 17 ppt vs national
High School+
53.7%
Median Age
35.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,252/yr
18% of income
Toddler (Center)
$11,192/yr
Preschool (Center)
$9,078/yr
School-Age (Center)
$3,983/yr

What This Means

Mill City, OR receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 2,249. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mill City, OR affordable?
Mill City, OR receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,250. Median home value is $310,100.
What is the cost of living in Mill City?
Key cost metrics: Median rent $1,371/mo. 2BR fair market rent $1,500/mo. Infant childcare $12,252/yr. Median home value $310,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →