F

Millboro, VA

Source:

Affordability Score: 37/100

Population: 1,530 · 1 ZIP codes

The affordability dashboard for Millboro, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,530 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $46,711, median home value of $200,400, median rent of $690 per month, and 12.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $977 per month (studio $796, 1BR $801, 3BR $1,171, 4BR $1,528). Department of Labor data lists infant center-based childcare at $9,234 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 2.0% and poverty 17.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$46,711
Median household income
Education F
12.3%
Bachelor's degree or higher
Housing F
4.3x
Home value $200,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$977/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,234/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$46,711
▼ 25% vs national
Per Capita Income
$43,576
Unemployment Rate
2.0%
Poverty Rate
17.2%

Housing

Median Home Value
$200,400
▼ 27% vs national
Median Rent
$690/mo
Owner Occupied
77.5%
2BR Fair Market Rent
$977/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$796
1BR
$801
2BR
$977
3BR
$1,171
4BR
$1,528

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.3%
▼ 18 ppt vs national
High School+
44.9%
Median Age
54.1
Avg. Commute

Childcare Costs

Infant (Center)
$9,234/yr
20% of income
Toddler (Center)
$8,308/yr
Preschool (Center)
$8,308/yr
School-Age (Center)
$7,836/yr

What This Means

Millboro, VA receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 1,530. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Millboro, VA affordable?
Millboro, VA receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $46,711. Median home value is $200,400.
What is the cost of living in Millboro?
Key cost metrics: Median rent $690/mo. 2BR fair market rent $977/mo. Infant childcare $9,234/yr. Median home value $200,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →