C-

Milwaukee, WI

Source:

Affordability Score: 52/100

Population: 808,042 · 29 ZIP codes

The affordability dashboard for Milwaukee, WI aggregates Census ACS 5-Year Estimates across 29 ZIP codes covering 808,042 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $62,404, median home value of $215,817, median rent of $1,096 per month, and 32.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,338 per month (studio $1,027, 1BR $1,119, 3BR $1,648, 4BR $1,784). Department of Labor data lists infant center-based childcare at $15,236 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 5.6% and poverty 19.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,404
Median household income
Education C-
32.2%
Bachelor's degree or higher
Housing C-
3.5x
Home value $215,817 vs income
Commute B-
22 min
Average commute time
Rent C+
$1,338/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,236/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$62,404
▲ 1% vs national
Per Capita Income
$36,273
Unemployment Rate
5.6%
Poverty Rate
19.7%

Housing

Median Home Value
$215,817
▼ 22% vs national
Median Rent
$1,096/mo
Owner Occupied
46.7%
2BR Fair Market Rent
$1,338/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,027
1BR
$1,119
2BR
$1,338
3BR
$1,648
4BR
$1,784

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.2%
▲ 2 ppt vs national
High School+
60.5%
Median Age
34.5
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$15,236/yr
24% of income
Toddler (Center)
$13,455/yr
Preschool (Center)
$13,455/yr
School-Age (Center)
$10,660/yr

What This Means

Milwaukee, WI receives an overall affordability grade of C- (52/100), aggregated from 29 ZIP codes with a total population of 808,042. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Milwaukee ZIP Codes
View all 29 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Milwaukee, WI affordable?
Milwaukee, WI receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,404. Median home value is $215,817.
What is the cost of living in Milwaukee?
Key cost metrics: Median rent $1,096/mo. 2BR fair market rent $1,338/mo. Infant childcare $15,236/yr. Median home value $215,817.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →