D

Moncure, NC

Source:

Affordability Score: 49/100

Population: 2,288 · 1 ZIP codes

The affordability dashboard for Moncure, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,288 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $74,490, median home value of $385,000, median rent of $1,310 per month, and 33.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,711 per month (studio $1,417, 1BR $1,507, 3BR $2,117, 4BR $2,527). Department of Labor data lists infant center-based childcare at $11,834 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.7% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,490
Median household income
Education C
33.7%
Bachelor's degree or higher
Housing F
5.2x
Home value $385,000 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,711/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,834/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$74,490
▲ 20% vs national
Per Capita Income
$40,358
Unemployment Rate
2.7%
Poverty Rate
5.2%

Housing

Median Home Value
$385,000
▲ 40% vs national
Median Rent
$1,310/mo
Owner Occupied
86.1%
2BR Fair Market Rent
$1,711/mo
▲ 43% vs national

Fair Market Rents by Bedroom

Studio
$1,417
1BR
$1,507
2BR
$1,711
3BR
$2,117
4BR
$2,527

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.7%
▲ 4 ppt vs national
High School+
51.4%
Median Age
50.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,834/yr
16% of income
Toddler (Center)
$9,488/yr
Preschool (Center)
$8,604/yr
School-Age (Center)
$4,536/yr

What This Means

Moncure, NC receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 2,288. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Moncure, NC affordable?
Moncure, NC receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,490. Median home value is $385,000.
What is the cost of living in Moncure?
Key cost metrics: Median rent $1,310/mo. 2BR fair market rent $1,711/mo. Infant childcare $11,834/yr. Median home value $385,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →