B-

Monroe, ME

Source:

Affordability Score: 67/100

Population: 906 · 1 ZIP codes

The affordability dashboard for Monroe, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 906 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $81,300, median home value of $220,300, median rent of $1,165 per month, and 29.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,438 per month (studio $1,156, 1BR $1,163, 3BR $1,865, 4BR $2,025). Department of Labor data lists infant center-based childcare at $11,700 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Monroe, ME include housing, rent. Unemployment currently reads 5.7% and poverty 11.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,300
Median household income
Education D
29.1%
Bachelor's degree or higher
Housing B+
2.7x
Home value $220,300 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,438/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$11,700/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$81,300
▲ 31% vs national
Per Capita Income
$36,700
Unemployment Rate
5.7%
Poverty Rate
11.3%

Housing

Median Home Value
$220,300
▼ 20% vs national
Median Rent
$1,165/mo
Owner Occupied
87.4%
2BR Fair Market Rent
$1,438/mo
▲ 20% vs national

Fair Market Rents by Bedroom

Studio
$1,156
1BR
$1,163
2BR
$1,438
3BR
$1,865
4BR
$2,025

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.1%
▼ 1 ppt vs national
High School+
59.9%
Median Age
43.5
Avg. Commute

Childcare Costs

Infant (Center)
$11,700/yr
14% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$10,053/yr
School-Age (Center)
$13,867/yr

What This Means

Monroe, ME receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 906. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Monroe, ME affordable?
Monroe, ME receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,300. Median home value is $220,300.
What is the cost of living in Monroe?
Key cost metrics: Median rent $1,165/mo. 2BR fair market rent $1,438/mo. Infant childcare $11,700/yr. Median home value $220,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →