F

Monroe, OR

Source:

Affordability Score: 38/100

Population: 2,985 · 1 ZIP codes

The affordability dashboard for Monroe, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,985 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $71,111, median home value of $407,700, median rent of $1,231 per month, and 27.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,622 per month (studio $1,200, 1BR $1,290, 3BR $2,256, 4BR $2,545). Department of Labor data lists infant center-based childcare at $17,690 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 13.5% and poverty 17.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,111
Median household income
Education D
27.3%
Bachelor's degree or higher
Housing F
5.7x
Home value $407,700 vs income
Commute F
39 min
Average commute time
Rent C
$1,622/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,690/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$71,111
▲ 15% vs national
Per Capita Income
$34,789
Unemployment Rate
13.5%
Poverty Rate
17.2%

Housing

Median Home Value
$407,700
▲ 48% vs national
Median Rent
$1,231/mo
Owner Occupied
76.8%
2BR Fair Market Rent
$1,622/mo
▲ 35% vs national

Fair Market Rents by Bedroom

Studio
$1,200
1BR
$1,290
2BR
$1,622
3BR
$2,256
4BR
$2,545

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.3%
▼ 3 ppt vs national
High School+
58.2%
Median Age
45.9
Avg. Commute
39 min
▲ 13 min vs national

Childcare Costs

Infant (Center)
$17,690/yr
25% of income
Toddler (Center)
$16,246/yr
Preschool (Center)
$12,696/yr
School-Age (Center)
$4,516/yr

What This Means

Monroe, OR receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 2,985. Challenges include housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Monroe, OR affordable?
Monroe, OR receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,111. Median home value is $407,700.
What is the cost of living in Monroe?
Key cost metrics: Median rent $1,231/mo. 2BR fair market rent $1,622/mo. Infant childcare $17,690/yr. Median home value $407,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →