C

Monroe, VA

Source:

Affordability Score: 59/100

Population: 3,977 · 1 ZIP codes

The affordability dashboard for Monroe, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,977 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $69,133, median home value of $221,300, median rent of $907 per month, and 31.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,187 per month (studio $1,027, 1BR $1,033, 3BR $1,635, 4BR $1,750). Department of Labor data lists infant center-based childcare at $7,734 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Monroe, VA include rent. Pressure points are commute. Unemployment currently reads 3.5% and poverty 9.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,133
Median household income
Education C-
31.1%
Bachelor's degree or higher
Housing C+
3.2x
Home value $221,300 vs income
Commute F
31 min
Average commute time
Rent B+
$1,187/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,734/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$69,133
▲ 12% vs national
Per Capita Income
$36,569
Unemployment Rate
3.5%
Poverty Rate
9.0%

Housing

Median Home Value
$221,300
▼ 20% vs national
Median Rent
$907/mo
Owner Occupied
90.4%
2BR Fair Market Rent
$1,187/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$1,027
1BR
$1,033
2BR
$1,187
3BR
$1,635
4BR
$1,750

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.1%
▲ 1 ppt vs national
High School+
62.8%
Median Age
47.3
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,734/yr
11% of income
Toddler (Center)
$5,155/yr
Preschool (Center)
$5,155/yr
School-Age (Center)
$7,737/yr

What This Means

Monroe, VA receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 3,977. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Monroe, VA affordable?
Monroe, VA receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,133. Median home value is $221,300.
What is the cost of living in Monroe?
Key cost metrics: Median rent $907/mo. 2BR fair market rent $1,187/mo. Infant childcare $7,734/yr. Median home value $221,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →