D

Monson, ME

Source:

Affordability Score: 45/100

Population: 684 · 1 ZIP codes

The affordability dashboard for Monson, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 684 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $56,017, median home value of $178,100, median rent of - per month, and 18.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,419 per month (studio $978, 1BR $1,081, 3BR $1,701, 4BR $1,879). Department of Labor data lists infant center-based childcare at $10,053 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 3.9% and poverty 14.9% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,017
Median household income
Education F
18.0%
Bachelor's degree or higher
Housing C+
3.2x
Home value $178,100 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,419/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,053/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$56,017
▼ 10% vs national
Per Capita Income
$31,360
Unemployment Rate
3.9%
Poverty Rate
14.9%

Housing

Median Home Value
$178,100
▼ 35% vs national
Median Rent
-
Owner Occupied
82.9%
2BR Fair Market Rent
$1,419/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$978
1BR
$1,081
2BR
$1,419
3BR
$1,701
4BR
$1,879

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.0%
▼ 12 ppt vs national
High School+
55.0%
Median Age
47.4
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,053/yr
18% of income
Toddler (Center)
$8,190/yr
Preschool (Center)
$7,367/yr
School-Age (Center)
$7,141/yr

What This Means

Monson, ME receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 684. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Monson, ME affordable?
Monson, ME receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,017. Median home value is $178,100.
What is the cost of living in Monson?
Key cost metrics: 2BR fair market rent $1,419/mo. Infant childcare $10,053/yr. Median home value $178,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →