C+

Mont Clare, PA

Source:

Affordability Score: 64/100

Population: 1,483 · 1 ZIP codes

The affordability dashboard for Mont Clare, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,483 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $80,583, median home value of $270,600, median rent of $2,186 per month, and 43.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mont Clare, PA include education. Unemployment currently reads 10.4% and poverty 8.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,583
Median household income
Education B+
43.4%
Bachelor's degree or higher
Housing C
3.4x
Home value $270,600 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,810/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$80,583
▲ 30% vs national
Per Capita Income
$42,639
Unemployment Rate
10.4%
Poverty Rate
8.2%

Housing

Median Home Value
$270,600
▼ 2% vs national
Median Rent
$2,186/mo
Owner Occupied
61.1%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
43.4%
▲ 13 ppt vs national
High School+
73.0%
Median Age
43.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Mont Clare, PA receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 1,483. This area performs well in education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mont Clare ZIP Codes
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What are common questions about this dashboard?

Is Mont Clare, PA affordable?
Mont Clare, PA receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,583. Median home value is $270,600.
What is the cost of living in Mont Clare?
Key cost metrics: Median rent $2,186/mo. 2BR fair market rent $1,810/mo. Median home value $270,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →