C+

Morris, IL

Source:

Affordability Score: 60/100

Population: 20,332 · 1 ZIP codes

The affordability dashboard for Morris, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,332 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $81,777, median home value of $275,500, median rent of $1,111 per month, and 24.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,459 per month (studio $1,032, 1BR $1,118, 3BR $1,979, 4BR $2,203). Department of Labor data lists infant center-based childcare at $13,734 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Morris, IL include rent. Pressure points are education. Unemployment currently reads 3.2% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,777
Median household income
Education F
24.2%
Bachelor's degree or higher
Housing C-
3.4x
Home value $275,500 vs income
Commute C+
23 min
Average commute time
Rent B+
$1,459/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,734/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$81,777
▲ 32% vs national
Per Capita Income
$44,532
Unemployment Rate
3.2%
Poverty Rate
6.2%

Housing

Median Home Value
$275,500
▲ 0% vs national
Median Rent
$1,111/mo
Owner Occupied
64.9%
2BR Fair Market Rent
$1,459/mo
▲ 22% vs national

Fair Market Rents by Bedroom

Studio
$1,032
1BR
$1,118
2BR
$1,459
3BR
$1,979
4BR
$2,203

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.2%
▼ 6 ppt vs national
High School+
58.1%
Median Age
40.7
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$13,734/yr
17% of income
Toddler (Center)
$10,660/yr
Preschool (Center)
$9,852/yr
School-Age (Center)
$1,950/yr

What This Means

Morris, IL receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 20,332. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Morris, IL affordable?
Morris, IL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,777. Median home value is $275,500.
What is the cost of living in Morris?
Key cost metrics: Median rent $1,111/mo. 2BR fair market rent $1,459/mo. Infant childcare $13,734/yr. Median home value $275,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →