C+

Mount Carmel, IL

Source:

Affordability Score: 62/100

Population: 10,183 · 1 ZIP codes

The affordability dashboard for Mount Carmel, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,183 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $55,916, median home value of $105,500, median rent of $792 per month, and 19.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $632, 1BR $698, 3BR $1,274, 4BR $1,308).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mount Carmel, IL include housing, rent. Pressure points are education. Unemployment currently reads 3.4% and poverty 17.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,916
Median household income
Education F
19.5%
Bachelor's degree or higher
Housing A+
1.9x
Home value $105,500 vs income
Commute B-
22 min
Average commute time
Rent A-
$916/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$55,916
▼ 10% vs national
Per Capita Income
$38,124
Unemployment Rate
3.4%
Poverty Rate
17.8%

Housing

Median Home Value
$105,500
▼ 62% vs national
Median Rent
$792/mo
Owner Occupied
73.9%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$632
1BR
$698
2BR
$916
3BR
$1,274
4BR
$1,308

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.5%
▼ 10 ppt vs national
High School+
53.0%
Median Age
42.0
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Mount Carmel, IL receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 10,183. This area performs well in housing and rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mount Carmel ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Mount Carmel, IL affordable?
Mount Carmel, IL receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,916. Median home value is $105,500.
What is the cost of living in Mount Carmel?
Key cost metrics: Median rent $792/mo. 2BR fair market rent $916/mo. Median home value $105,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →