C-

Mount Vernon, OR

Source:

Affordability Score: 52/100

Population: 1,160 · 1 ZIP codes

The affordability dashboard for Mount Vernon, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,160 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $59,247, median home value of $185,600, median rent of $771 per month, and 19.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,127 per month (studio $784, 1BR $985, 3BR $1,533, 4BR $1,891). Department of Labor data lists infant center-based childcare at $10,260 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 8.1% and poverty 8.4% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,247
Median household income
Education F
19.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $185,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,127/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,260/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$59,247
▼ 4% vs national
Per Capita Income
$34,705
Unemployment Rate
8.1%
Poverty Rate
8.4%

Housing

Median Home Value
$185,600
▼ 33% vs national
Median Rent
$771/mo
Owner Occupied
85.1%
2BR Fair Market Rent
$1,127/mo
▼ 6% vs national

Fair Market Rents by Bedroom

Studio
$784
1BR
$985
2BR
$1,127
3BR
$1,533
4BR
$1,891

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.8%
▼ 10 ppt vs national
High School+
48.2%
Median Age
46.9
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,260/yr
17% of income
Toddler (Center)
$9,420/yr
Preschool (Center)
$7,800/yr
School-Age (Center)
$3,240/yr

What This Means

Mount Vernon, OR receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 1,160. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mount Vernon, OR affordable?
Mount Vernon, OR receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,247. Median home value is $185,600.
What is the cost of living in Mount Vernon?
Key cost metrics: Median rent $771/mo. 2BR fair market rent $1,127/mo. Infant childcare $10,260/yr. Median home value $185,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →