D

Mountain City, GA

Source:

Affordability Score: 44/100

Population: 1,128 · 1 ZIP codes

The affordability dashboard for Mountain City, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,128 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $48,529, median home value of $169,300, median rent of $1,120 per month, and 11.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,117 per month (studio $770, 1BR $851, 3BR $1,553, 4BR $1,687). Department of Labor data lists infant center-based childcare at $5,642 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 6.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,529
Median household income
Education F
11.3%
Bachelor's degree or higher
Housing C-
3.5x
Home value $169,300 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,117/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,642/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$48,529
▼ 22% vs national
Per Capita Income
$28,064
Unemployment Rate
0.0%
Poverty Rate
6.7%

Housing

Median Home Value
$169,300
▼ 38% vs national
Median Rent
$1,120/mo
Owner Occupied
59.5%
2BR Fair Market Rent
$1,117/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$770
1BR
$851
2BR
$1,117
3BR
$1,553
4BR
$1,687

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.3%
▼ 19 ppt vs national
High School+
57.8%
Median Age
35.1
Avg. Commute

Childcare Costs

Infant (Center)
$5,642/yr
12% of income
Toddler (Center)
$5,304/yr
Preschool (Center)
$5,304/yr
School-Age (Center)
$2,860/yr

What This Means

Mountain City, GA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 1,128. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Mountain City ZIP Codes
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What are common questions about this dashboard?

Is Mountain City, GA affordable?
Mountain City, GA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,529. Median home value is $169,300.
What is the cost of living in Mountain City?
Key cost metrics: Median rent $1,120/mo. 2BR fair market rent $1,117/mo. Infant childcare $5,642/yr. Median home value $169,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →