B+

Mt Zion, IL

Source:

Affordability Score: 79/100

Population: 6,269 · 1 ZIP codes

The affordability dashboard for Mt Zion, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,269 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $100,566, median home value of $185,800, median rent of $749 per month, and 30.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,063 per month (studio $840, 1BR $845, 3BR $1,378, 4BR $1,706). Department of Labor data lists infant center-based childcare at $12,008 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Mt Zion, IL include income, housing, rent. Unemployment currently reads 3.3% and poverty 3.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$100,566
Median household income
Education C-
30.6%
Bachelor's degree or higher
Housing A+
1.8x
Home value $185,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,063/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$12,008/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$100,566
▲ 62% vs national
Per Capita Income
$42,104
Unemployment Rate
3.3%
Poverty Rate
3.7%

Housing

Median Home Value
$185,800
▼ 32% vs national
Median Rent
$749/mo
Owner Occupied
82.7%
2BR Fair Market Rent
$1,063/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$840
1BR
$845
2BR
$1,063
3BR
$1,378
4BR
$1,706

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.6%
▲ 1 ppt vs national
High School+
62.3%
Median Age
40.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,008/yr
12% of income
Toddler (Center)
$10,660/yr
Preschool (Center)
$9,967/yr
School-Age (Center)
$2,038/yr

What This Means

Mt Zion, IL receives an overall affordability grade of B+ (79/100), aggregated from 1 ZIP codes with a total population of 6,269. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Mt Zion, IL affordable?
Mt Zion, IL receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $100,566. Median home value is $185,800.
What is the cost of living in Mt Zion?
Key cost metrics: Median rent $749/mo. 2BR fair market rent $1,063/mo. Infant childcare $12,008/yr. Median home value $185,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →